Mr. Raghu has served as President, Capital One Software since March 2026, after serving as President, Capital One Software, International, and Business Cards & Payments since July 2022. He is responsible for the enterprise B2B software business. He began his career in Capital One's Credit Card Division over 20 years ago as a business analyst and has held a variety of leadership roles, including Executive Vice President, Head of Capital One Software from July 2021 to July 2022 and Executive Vice President, Head of Dealer Auto Finance from March 2017 to July 2021.