Fiserv Inc, founded in 1984, is a global financial technology provider that delivers core banking, digital banking, and payment processing services to over 16,000 financial institutions. Under the leadership of CEO Frank Bisignano since 2019, the company drives revenue through transaction fees, subscriptions, and strategic partnerships. Its flagship Digital Banking Suite, along with innovative risk and compliance tools, supports its strong market position. Fiserv continues to expand its digital initiatives and cloud-based solutions to capture future growth opportunities.
Financial Statements
In thousands, USD
FY 2025
FY 2024
FY 2023
FY 2022
Total Revenues
21,193,000
20,456,000
19,093,000
17,737,000
Cost of Sales
8,612,000
8,013,000
7,670,000
7,992,000
Gross Profit
12,581,000
12,443,000
11,423,000
9,745,000
Selling, General & Administrative Expenses
6,883,000
6,564,000
6,576,000
6,059,000
Other Operating Expenses
(120,000)
—
(167,000)
(54,000)
Operating Profit
5,818,000
5,879,000
5,014,000
3,740,000
Interest Expense
(1,493,000)
(1,195,000)
(976,000)
(733,000)
Non-Operating Income
(61,000)
(178,000)
(140,000)
(94,000)
Total Non-Operating Income
(1,554,000)
(1,373,000)
(1,116,000)
(827,000)
Income Before Provision for Income Taxes
4,264,000
4,506,000
3,898,000
2,913,000
Provision for Income Taxes
811,000
641,000
754,000
551,000
Consolidated Net Income
3,453,000
3,865,000
3,144,000
2,362,000
Net Income Attributable to Minority Interests and Other
(27,000)
734,000
76,000
(168,000)
Net Income Attributable to Common Shareholders
3,480,000
3,131,000
3,068,000
2,530,000
Basic EPS
6.36
5.41
5.02
3.94
Diluted EPS
6.34
5.38
4.98
3.91
Basic Weighted Average Shares Outstanding
547,100
578,700
611,700
642,300
Diluted Weighted Average Shares Outstanding
549,000
582,100
615,900
647,900
Shares Outstanding
534,000
564,000
594,000
630,000
FY 2025
FY 2024
FY 2023
FY 2022
Cash and Cash Equivalents
798,000
1,236,000
1,204,000
902,000
Total Cash and Cash Equivalents
798,000
1,236,000
1,204,000
902,000
Accounts Receivable
3,981,000
3,725,000
3,582,000
3,585,000
Total Trade Receivables
3,981,000
3,725,000
3,582,000
3,585,000
Other Current Assets
19,875,000
18,516,000
30,025,000
23,057,000
Total Current Assets
24,654,000
23,477,000
34,811,000
27,544,000
Net Property, Plant & Equipment
3,084,000
2,374,000
2,161,000
1,958,000
Net Intangible Assets
10,161,000
9,940,000
11,210,000
12,415,000
Goodwill
37,703,000
36,584,000
37,205,000
36,811,000
Long-Term Investments
1,046,000
1,506,000
2,262,000
2,403,000
Other Long-Term Assets
3,485,000
3,295,000
3,241,000
2,738,000
Total Assets
80,133,000
77,176,000
90,890,000
83,869,000
Accounts Payable
5,307,000
4,799,000
4,355,000
3,883,000
Short-Term Debt
1,239,000
1,110,000
755,000
468,000
Unearned Revenue
865,000
819,000
761,000
625,000
Other Current Liabilities
16,479,000
15,429,000
27,681,000
21,482,000
Total Current Liabilities
23,890,000
22,157,000
33,552,000
26,458,000
Long-Term Debt
27,758,000
23,730,000
22,363,000
20,950,000
Other Long-Term Liabilities
2,676,000
3,603,000
4,306,000
4,773,000
Total Long-Term Liabilities
30,434,000
27,333,000
26,669,000
25,723,000
Total Liabilities
54,324,000
49,490,000
60,221,000
52,181,000
Common Stock
8,000
8,000
8,000
8,000
Treasury Stock
(23,547,000)
(18,182,000)
(12,915,000)
(8,378,000)
Additional Paid-in Capital
23,260,000
23,080,000
23,103,000
23,011,000
Accumulated Other Comprehensive Income
(984,000)
(1,413,000)
(783,000)
(1,189,000)
Retained Earnings
27,055,000
23,575,000
20,444,000
17,376,000
Total Common Shareholders' Equity
25,792,000
27,068,000
29,857,000
30,828,000
Minority Interests and Other
17,000
618,000
812,000
860,000
Total Shareholders' Equity
25,809,000
27,686,000
30,669,000
31,688,000
Total Liabilities and Shareholders' Equity
80,133,000
77,176,000
90,890,000
83,869,000
FY 2025
FY 2024
FY 2023
FY 2022
Net Income
3,490,000
3,180,000
3,129,000
2,582,000
Depreciation & Amortization
3,207,000
3,138,000
3,162,000
3,212,000
Share-Based Compensation Expense
357,000
367,000
342,000
323,000
Other Adjustments
(983,000)
284,000
(559,000)
(755,000)
Changes in Trade Receivables
(123,000)
(169,000)
23,000
(770,000)
Changes in Accounts Payable
878,000
426,000
(54,000)
511,000
Changes in Unearned Revenue
16,000
70,000
155,000
58,000
Changes in Other Operating Activities
(780,000)
(665,000)
(1,036,000)
(543,000)
Cash from Operating Activities
6,062,000
6,631,000
5,162,000
4,618,000
Capital Expenditure
(1,763,000)
(1,569,000)
(1,388,000)
(1,479,000)
Purchases of Investments
(81,000)
(155,000)
(39,000)
(52,000)
Proceeds from Sale of Investments
756,000
61,000
5,000
23,000
Payments for Business Acquisitions
(820,000)
—
(13,000)
(988,000)
Proceeds from Business Divestments
—
—
234,000
246,000
Other Investing Activities
(612,000)
(741,000)
133,000
138,000
Cash from Investing Activities
(2,520,000)
(2,404,000)
(1,068,000)
(2,112,000)
Issuance of Short-Term Debt
(370,000)
278,000
(1,456,000)
1,837,000
Net Issuance / (Repayments) of Short-Term Debt
(370,000)
278,000
(1,456,000)
1,837,000
Issuance of Long-Term Debt
6,504,000
6,783,000
5,567,000
1,624,000
Repayments of Long-Term Debt
(3,955,000)
(5,396,000)
(3,015,000)
(3,315,000)
Net Issuance / (Repayments) of Long-Term Debt
2,549,000
1,387,000
2,552,000
(1,691,000)
Issuance of Common Shares
62,000
97,000
101,000
149,000
Repurchases of Common Shares
(5,899,000)
(5,837,000)
(4,827,000)
(2,677,000)
Net Issuance / (Repurchases) of Common Shares
(5,837,000)
(5,740,000)
(4,726,000)
(2,528,000)
Other Financing Activities
(174,000)
(90,000)
(726,000)
(96,000)
Cash from Financing Activities
(3,832,000)
(4,165,000)
(4,356,000)
(2,478,000)
Effect of Exchange Rate Changes on Cash and Cash Equivalents
99,000
(32,000)
33,000
(41,000)
Increase / (Decrease) in Cash, Cash Equivalents and Restricted Cash